Daniels-Sheridan

SCOBEY, MT · 1 · Charter #5063 · www.dsfcu.net
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$89.5M
38th percentile
Members
3,173
6th percentile
Total loans
$51.8M
41th percentile
Total shares
$77.3M
39th percentile

Profitability

Return on assets
0.52%
18th percentile
Net interest margin
2.66%
9th percentile
Efficiency ratio
54.57%
73th percentile
Non-interest income ratio
8.60%
10th percentile

Capital & Risk

Net worth ratio
12.21%
50th percentile
Delinquency rate
0.66%
54th percentile
Net charge-off rate
0.19%
68th percentile
Loan-to-share
66.93%
47th percentile

Growth

Member growth YoY
1.86%
78th percentile
Asset growth YoY
26.42%
99th percentile
Loan growth YoY
-3.35%
24th percentile
Share growth YoY
32.07%
99th percentile

Operations

Members / branch
1,058
3th percentile
Assets / member
$28,210
96th percentile
Field of membership penetration
9.44%
58th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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