Artesia

Artesia, NM · 2 · Charter #62783 · www.artesiacu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$163.5M
77th percentile
Members
9,778
68th percentile
Total loans
$115.0M
84th percentile
Total shares
$136.3M
76th percentile

Profitability

Return on assets
1.79%
87th percentile
Net interest margin
3.43%
37th percentile
Efficiency ratio
41.20%
94th percentile
Non-interest income ratio
19.37%
61th percentile

Capital & Risk

Net worth ratio
16.20%
82th percentile
Delinquency rate
0.39%
73th percentile
Net charge-off rate
0.23%
62th percentile
Loan-to-share
84.38%
78th percentile

Growth

Member growth YoY
2.22%
81th percentile
Asset growth YoY
4.21%
53th percentile
Loan growth YoY
0.51%
46th percentile
Share growth YoY
7.46%
79th percentile

Operations

Members / branch
4,889
82th percentile
Assets / member
$16,722
68th percentile
Field of membership penetration
97.78%
100th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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