Servu

Painted Post, NY · 1 · Charter #10933 · www.servucu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$506.4M
59th percentile
Members
39,492
74th percentile
Total loans
$364.6M
62th percentile
Total shares
$426.7M
58th percentile

Profitability

Return on assets
1.08%
58th percentile
Net interest margin
3.80%
73th percentile
Efficiency ratio
66.96%
19th percentile
Non-interest income ratio
20.67%
60th percentile

Capital & Risk

Net worth ratio
14.77%
89th percentile
Delinquency rate
0.46%
74th percentile
Net charge-off rate
0.22%
75th percentile
Loan-to-share
85.46%
63th percentile

Growth

Member growth YoY
3.68%
82th percentile
Asset growth YoY
6.91%
65th percentile
Loan growth YoY
7.97%
71th percentile
Share growth YoY
7.10%
72th percentile

Operations

Members / branch
4,937
56th percentile
Assets / member
$12,822
18th percentile
Field of membership penetration
4.15%
50th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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