Hoboken N J Police

HOBOKEN, NJ · 1 · Charter #9075
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.4M
42th percentile
Members
777
28th percentile
Total loans
$6.7M
53th percentile
Total shares
$7.8M
40th percentile

Profitability

Return on assets
0.31%
27th percentile
Net interest margin
3.84%
45th percentile
Efficiency ratio
59.25%
66th percentile
Non-interest income ratio
0.82%
12th percentile

Capital & Risk

Net worth ratio
22.56%
81th percentile
Delinquency rate
3.59%
12th percentile
Net charge-off rate
0.43%
36th percentile
Loan-to-share
86.66%
85th percentile

Growth

Member growth YoY
-0.89%
56th percentile
Asset growth YoY
0.37%
44th percentile
Loan growth YoY
-11.12%
21th percentile
Share growth YoY
0.75%
51th percentile

Operations

Members / branch
389
18th percentile
Assets / member
$13,408
78th percentile
Field of membership penetration
77.70%
90th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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