W T Community

Cincinnati, OH · 1 · Charter #10859
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.8M
23th percentile
Members
618
22th percentile
Total loans
$2.7M
28th percentile
Total shares
$4.2M
26th percentile

Profitability

Return on assets
-0.47%
9th percentile
Net interest margin
5.21%
87th percentile
Efficiency ratio
105.97%
4th percentile
Non-interest income ratio
11.28%
57th percentile

Capital & Risk

Net worth ratio
9.43%
13th percentile
Delinquency rate
0.06%
80th percentile
Net charge-off rate
0.23%
48th percentile
Loan-to-share
63.41%
54th percentile

Growth

Member growth YoY
-0.80%
57th percentile
Asset growth YoY
-10.59%
4th percentile
Loan growth YoY
-4.96%
42th percentile
Share growth YoY
-13.99%
4th percentile

Operations

Members / branch
618
28th percentile
Assets / member
$7,695
36th percentile
Field of membership penetration
1.44%
8th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for W T Community?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo