Salem Va Medical Center

Salem, VA · 1 · Charter #1127 · www.salemvafcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$94.3M
42th percentile
Members
7,788
51th percentile
Total loans
$54.7M
45th percentile
Total shares
$80.6M
42th percentile

Profitability

Return on assets
0.92%
43th percentile
Net interest margin
4.07%
73th percentile
Efficiency ratio
74.29%
15th percentile
Non-interest income ratio
18.69%
58th percentile

Capital & Risk

Net worth ratio
12.56%
54th percentile
Delinquency rate
0.09%
95th percentile
Net charge-off rate
0.14%
77th percentile
Loan-to-share
67.89%
50th percentile

Growth

Member growth YoY
-3.79%
18th percentile
Asset growth YoY
2.38%
37th percentile
Loan growth YoY
-6.98%
11th percentile
Share growth YoY
2.03%
38th percentile

Operations

Members / branch
2,596
38th percentile
Assets / member
$12,103
29th percentile
Field of membership penetration
3.52%
39th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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