Mower County Employees

Austin, MN · 2 · Charter #64518 · www.mowercountyecu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$13.4M
50th percentile
Members
799
29th percentile
Total loans
$12.7M
73th percentile
Total shares
$8.3M
42th percentile

Profitability

Return on assets
1.11%
64th percentile
Net interest margin
3.52%
34th percentile
Efficiency ratio
47.19%
86th percentile
Non-interest income ratio
7.63%
44th percentile

Capital & Risk

Net worth ratio
12.95%
37th percentile
Delinquency rate
0.02%
83th percentile
Net charge-off rate
0.22%
49th percentile
Loan-to-share
152.96%
100th percentile

Growth

Member growth YoY
1.52%
80th percentile
Asset growth YoY
11.30%
93th percentile
Loan growth YoY
20.30%
96th percentile
Share growth YoY
10.19%
91th percentile

Operations

Members / branch
799
38th percentile
Assets / member
$16,793
91th percentile
Field of membership penetration
79.90%
91th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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