South Carolina Methodist Conf

COLUMBIA, SC · 2 · Charter #60715 · www.scmccu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.9M
29th percentile
Members
991
36th percentile
Total loans
$4.1M
38th percentile
Total shares
$5.4M
32th percentile

Profitability

Return on assets
0.01%
16th percentile
Net interest margin
5.25%
88th percentile
Efficiency ratio
79.19%
25th percentile
Non-interest income ratio
5.56%
36th percentile

Capital & Risk

Net worth ratio
8.17%
6th percentile
Delinquency rate
0.39%
62th percentile
Net charge-off rate
0.42%
37th percentile
Loan-to-share
76.26%
71th percentile

Growth

Member growth YoY
-3.97%
24th percentile
Asset growth YoY
-0.82%
37th percentile
Loan growth YoY
11.12%
91th percentile
Share growth YoY
-0.99%
40th percentile

Operations

Members / branch
991
46th percentile
Assets / member
$5,926
22th percentile
Field of membership penetration
6.58%
20th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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