Norfolk Fire Department

Norfolk, VA · 1 · Charter #3746 · www.norfolkfirefcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$27.0M
73th percentile
Members
2,001
66th percentile
Total loans
$7.2M
55th percentile
Total shares
$21.7M
71th percentile

Profitability

Return on assets
2.02%
91th percentile
Net interest margin
4.60%
72th percentile
Efficiency ratio
57.79%
70th percentile
Non-interest income ratio
8.19%
46th percentile

Capital & Risk

Net worth ratio
19.22%
71th percentile
Delinquency rate
0.49%
58th percentile
Net charge-off rate
0.30%
44th percentile
Loan-to-share
33.38%
15th percentile

Growth

Member growth YoY
-1.53%
49th percentile
Asset growth YoY
5.50%
76th percentile
Loan growth YoY
-8.39%
29th percentile
Share growth YoY
3.96%
69th percentile

Operations

Members / branch
667
31th percentile
Assets / member
$13,501
79th percentile
Field of membership penetration
50.02%
66th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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