Gateway Metro

Saint Louis, MO · 1 · Charter #24797 · www.gogmfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$173.2M
81th percentile
Members
9,652
67th percentile
Total loans
$98.7M
75th percentile
Total shares
$160.8M
86th percentile

Profitability

Return on assets
0.00%
4th percentile
Net interest margin
3.30%
31th percentile
Efficiency ratio
85.24%
3th percentile
Non-interest income ratio
24.56%
81th percentile

Capital & Risk

Net worth ratio
7.91%
3th percentile
Delinquency rate
1.00%
33th percentile
Net charge-off rate
0.57%
27th percentile
Loan-to-share
61.37%
38th percentile

Growth

Member growth YoY
-4.25%
15th percentile
Asset growth YoY
2.48%
38th percentile
Loan growth YoY
-0.75%
38th percentile
Share growth YoY
2.04%
38th percentile

Operations

Members / branch
1,609
11th percentile
Assets / member
$17,943
76th percentile
Field of membership penetration
0.39%
3th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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