IBEW 141

SAINT CLAIRSVIL, OH · 1 · Charter #14712
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.3M
9th percentile
Members
299
10th percentile
Total loans
$904.7K
14th percentile
Total shares
$1.1M
10th percentile

Profitability

Return on assets
0.67%
44th percentile
Net interest margin
5.02%
83th percentile
Efficiency ratio
84.43%
18th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
19.41%
72th percentile
Delinquency rate
0.29%
66th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
85.93%
84th percentile

Growth

Member growth YoY
-5.38%
16th percentile
Asset growth YoY
-0.74%
37th percentile
Loan growth YoY
31.81%
98th percentile
Share growth YoY
-1.74%
36th percentile

Operations

Members / branch
299
13th percentile
Assets / member
$4,380
13th percentile
Field of membership penetration
29.90%
43th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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