District #6

Hornell, NY · 1 · Charter #1080 · www.district6fcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$24.2M
69th percentile
Members
1,701
58th percentile
Total loans
$9.1M
62th percentile
Total shares
$22.2M
72th percentile

Profitability

Return on assets
0.84%
52th percentile
Net interest margin
2.62%
11th percentile
Efficiency ratio
56.89%
72th percentile
Non-interest income ratio
16.97%
75th percentile

Capital & Risk

Net worth ratio
8.17%
6th percentile
Delinquency rate
1.10%
39th percentile
Net charge-off rate
1.49%
10th percentile
Loan-to-share
41.01%
23th percentile

Growth

Member growth YoY
-7.10%
10th percentile
Asset growth YoY
7.27%
85th percentile
Loan growth YoY
-10.87%
22th percentile
Share growth YoY
6.22%
81th percentile

Operations

Members / branch
1,701
70th percentile
Assets / member
$14,203
82th percentile
Field of membership penetration
85.05%
93th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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