I.M. Detroit District

DETROIT, MI · 2 · Charter #62167
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.8M
11th percentile
Members
65
1th percentile
Total loans
$34.2K
2th percentile
Total shares
$1.2M
10th percentile

Profitability

Return on assets
3.32%
98th percentile
Net interest margin
2.25%
6th percentile
Efficiency ratio
10.87%
100th percentile
Non-interest income ratio
38.64%
96th percentile

Capital & Risk

Net worth ratio
29.20%
92th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
2.75%
1th percentile

Growth

Member growth YoY
41.30%
99th percentile
Asset growth YoY
-4.40%
18th percentile
Loan growth YoY
1382.19%
100th percentile
Share growth YoY
-9.78%
8th percentile

Operations

Members / branch
22
0th percentile
Assets / member
$27,108
99th percentile
Field of membership penetration
6.50%
20th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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