Tinker

Oklahoma City, OK · 1 · Charter #24524 · www.tinkerfcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.1B
90th percentile
Members
481,250
96th percentile
Total loans
$3.5B
83th percentile
Total shares
$5.2B
90th percentile

Profitability

Return on assets
1.29%
71th percentile
Net interest margin
3.75%
84th percentile
Efficiency ratio
54.14%
39th percentile
Non-interest income ratio
18.23%
48th percentile

Capital & Risk

Net worth ratio
14.47%
91th percentile
Delinquency rate
0.93%
32th percentile
Net charge-off rate
0.96%
16th percentile
Loan-to-share
67.41%
12th percentile

Growth

Member growth YoY
1.94%
45th percentile
Asset growth YoY
0.40%
13th percentile
Loan growth YoY
0.80%
23th percentile
Share growth YoY
2.35%
23th percentile

Operations

Members / branch
14,154
90th percentile
Assets / member
$12,579
6th percentile
Field of membership penetration
37.14%
91th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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