Detour Drummond Community

DRUMMOND ISLAND, MI · 2 · Charter #62344 · www.ddccu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$38.6M
88th percentile
Members
2,016
66th percentile
Total loans
$17.0M
83th percentile
Total shares
$31.6M
87th percentile

Profitability

Return on assets
1.04%
61th percentile
Net interest margin
3.93%
48th percentile
Efficiency ratio
71.96%
39th percentile
Non-interest income ratio
8.35%
47th percentile

Capital & Risk

Net worth ratio
17.50%
64th percentile
Delinquency rate
0.68%
51th percentile
Net charge-off rate
0.29%
45th percentile
Loan-to-share
53.73%
40th percentile

Growth

Member growth YoY
-3.22%
31th percentile
Asset growth YoY
5.32%
76th percentile
Loan growth YoY
0.72%
65th percentile
Share growth YoY
3.96%
69th percentile

Operations

Members / branch
1,008
47th percentile
Assets / member
$19,166
95th percentile
Field of membership penetration
36.65%
51th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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