Gundersen

LA CROSSE, WI · 2 · Charter #66477 · www.gundersencu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$63.6M
15th percentile
Members
3,649
10th percentile
Total loans
$49.0M
38th percentile
Total shares
$55.1M
16th percentile

Profitability

Return on assets
1.10%
55th percentile
Net interest margin
3.01%
18th percentile
Efficiency ratio
50.98%
81th percentile
Non-interest income ratio
12.64%
28th percentile

Capital & Risk

Net worth ratio
12.61%
55th percentile
Delinquency rate
0.14%
91th percentile
Net charge-off rate
0.10%
83th percentile
Loan-to-share
88.85%
84th percentile

Growth

Member growth YoY
1.67%
76th percentile
Asset growth YoY
4.60%
56th percentile
Loan growth YoY
12.02%
91th percentile
Share growth YoY
4.03%
56th percentile

Operations

Members / branch
3,649
62th percentile
Assets / member
$17,430
73th percentile
Field of membership penetration
3.65%
40th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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