Carolinas Telco

Charlotte, NC · 1 · Charter #23494 · www.ctelco.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$507.2M
59th percentile
Members
31,631
58th percentile
Total loans
$296.5M
50th percentile
Total shares
$424.9M
58th percentile

Profitability

Return on assets
0.69%
32th percentile
Net interest margin
3.25%
36th percentile
Efficiency ratio
62.57%
35th percentile
Non-interest income ratio
20.08%
57th percentile

Capital & Risk

Net worth ratio
14.77%
90th percentile
Delinquency rate
0.95%
31th percentile
Net charge-off rate
0.79%
19th percentile
Loan-to-share
69.79%
27th percentile

Growth

Member growth YoY
-2.10%
23th percentile
Asset growth YoY
-2.65%
6th percentile
Loan growth YoY
3.59%
47th percentile
Share growth YoY
1.08%
18th percentile

Operations

Members / branch
3,954
36th percentile
Assets / member
$16,034
49th percentile
Field of membership penetration
1.01%
16th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Carolinas Telco?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo