Dakotaland

Huron, SD · 1 · Charter #167 · www.dakotalandfcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$719.9M
80th percentile
Members
41,916
77th percentile
Total loans
$483.1M
78th percentile
Total shares
$635.0M
83th percentile

Profitability

Return on assets
1.29%
71th percentile
Net interest margin
3.22%
34th percentile
Efficiency ratio
53.48%
71th percentile
Non-interest income ratio
23.85%
76th percentile

Capital & Risk

Net worth ratio
10.54%
44th percentile
Delinquency rate
0.46%
75th percentile
Net charge-off rate
0.08%
92th percentile
Loan-to-share
76.08%
38th percentile

Growth

Member growth YoY
3.35%
80th percentile
Asset growth YoY
4.08%
41th percentile
Loan growth YoY
7.90%
71th percentile
Share growth YoY
3.83%
41th percentile

Operations

Members / branch
3,224
21th percentile
Assets / member
$17,176
59th percentile
Field of membership penetration
5.07%
55th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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