Oak Cliff Christian

Dallas, TX · 1 · Charter #24804 · www.occfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.7M
34th percentile
Members
1,532
53th percentile
Total loans
$6.1M
49th percentile
Total shares
$6.5M
36th percentile

Profitability

Return on assets
1.58%
82th percentile
Net interest margin
3.73%
40th percentile
Efficiency ratio
65.77%
52th percentile
Non-interest income ratio
40.00%
97th percentile

Capital & Risk

Net worth ratio
6.85%
2th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.50%
32th percentile
Loan-to-share
93.87%
90th percentile

Growth

Member growth YoY
-2.05%
43th percentile
Asset growth YoY
12.87%
95th percentile
Loan growth YoY
6.16%
82th percentile
Share growth YoY
10.88%
92th percentile

Operations

Members / branch
1,532
65th percentile
Assets / member
$4,999
16th percentile
Field of membership penetration
15.32%
28th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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