Southwest Airlines

Dallas, TX · 1 · Charter #22157 · www.swacu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$846.2M
90th percentile
Members
59,844
94th percentile
Total loans
$596.3M
89th percentile
Total shares
$741.0M
93th percentile

Profitability

Return on assets
1.13%
61th percentile
Net interest margin
2.93%
21th percentile
Efficiency ratio
48.73%
85th percentile
Non-interest income ratio
19.30%
52th percentile

Capital & Risk

Net worth ratio
11.62%
62th percentile
Delinquency rate
0.65%
56th percentile
Net charge-off rate
0.82%
17th percentile
Loan-to-share
80.48%
50th percentile

Growth

Member growth YoY
0.20%
46th percentile
Asset growth YoY
5.87%
56th percentile
Loan growth YoY
1.37%
36th percentile
Share growth YoY
6.26%
64th percentile

Operations

Members / branch
14,961
97th percentile
Assets / member
$14,140
31th percentile
Field of membership penetration
66.49%
97th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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