S I Philadelphia

PHILADELPHIA, PA · 1 · Charter #11783
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$196.9K
1th percentile
Members
74
1th percentile
Total loans
$2.0K
1th percentile
Total shares
$121.2K
1th percentile

Profitability

Return on assets
0.00%
16th percentile
Net interest margin
2.63%
11th percentile
Efficiency ratio
78.63%
26th percentile
Non-interest income ratio
2.19%
20th percentile

Capital & Risk

Net worth ratio
38.45%
97th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
1.68%
1th percentile

Growth

Member growth YoY
-1.33%
50th percentile
Asset growth YoY
-0.11%
40th percentile
Loan growth YoY
-72.65%
0th percentile
Share growth YoY
-0.19%
46th percentile

Operations

Members / branch
37
0th percentile
Assets / member
$2,660
6th percentile
Field of membership penetration
24.67%
38th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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