Newport News Mun. Emp Credit Union

Newport News, VA · 2 · Charter #66970 · www.nnmecu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$54.8M
5th percentile
Members
3,938
13th percentile
Total loans
$24.9M
9th percentile
Total shares
$49.8M
10th percentile

Profitability

Return on assets
1.75%
86th percentile
Net interest margin
4.31%
84th percentile
Efficiency ratio
62.91%
50th percentile
Non-interest income ratio
11.87%
24th percentile

Capital & Risk

Net worth ratio
9.59%
18th percentile
Delinquency rate
1.72%
13th percentile
Net charge-off rate
0.65%
21th percentile
Loan-to-share
49.96%
20th percentile

Growth

Member growth YoY
-2.84%
26th percentile
Asset growth YoY
5.13%
61th percentile
Loan growth YoY
-3.97%
22th percentile
Share growth YoY
2.72%
43th percentile

Operations

Members / branch
3,938
68th percentile
Assets / member
$13,915
46th percentile
Field of membership penetration
16.48%
67th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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