Suma

Yonkers, NY · 1 · Charter #16360 · www.sumafcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$457.6M
52th percentile
Members
9,488
2th percentile
Total loans
$320.9M
55th percentile
Total shares
$401.2M
53th percentile

Profitability

Return on assets
0.62%
28th percentile
Net interest margin
2.14%
3th percentile
Efficiency ratio
39.27%
95th percentile
Non-interest income ratio
6.19%
3th percentile

Capital & Risk

Net worth ratio
12.22%
68th percentile
Delinquency rate
1.95%
5th percentile
Net charge-off rate
0.01%
99th percentile
Loan-to-share
80.00%
49th percentile

Growth

Member growth YoY
6.01%
93th percentile
Asset growth YoY
6.28%
59th percentile
Loan growth YoY
9.99%
81th percentile
Share growth YoY
6.44%
66th percentile

Operations

Members / branch
1,581
1th percentile
Assets / member
$48,229
99th percentile
Field of membership penetration
63.25%
97th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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