City of Fairmont

Fairmont, WV · 1 · Charter #18142
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.4M
9th percentile
Members
330
11th percentile
Total loans
$851.0K
13th percentile
Total shares
$1.3M
11th percentile

Profitability

Return on assets
-0.00%
15th percentile
Net interest margin
4.63%
73th percentile
Efficiency ratio
64.53%
55th percentile
Non-interest income ratio
0.71%
12th percentile

Capital & Risk

Net worth ratio
9.95%
15th percentile
Delinquency rate
12.89%
2th percentile
Net charge-off rate
-0.02%
93th percentile
Loan-to-share
67.36%
59th percentile

Growth

Member growth YoY
0.61%
74th percentile
Asset growth YoY
4.15%
69th percentile
Loan growth YoY
-5.14%
41th percentile
Share growth YoY
4.65%
73th percentile

Operations

Members / branch
330
15th percentile
Assets / member
$4,262
12th percentile
Field of membership penetration
66.00%
82th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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