Mount Vernon Ny Postal Employees

Mount Vernon, NY · 1 · Charter #132 · www.mtvernonpostalefcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.0M
7th percentile
Members
143
4th percentile
Total loans
$154.8K
5th percentile
Total shares
$826.0K
8th percentile

Profitability

Return on assets
1.45%
77th percentile
Net interest margin
4.71%
76th percentile
Efficiency ratio
83.48%
19th percentile
Non-interest income ratio
35.90%
95th percentile

Capital & Risk

Net worth ratio
17.27%
63th percentile
Delinquency rate
0.30%
65th percentile
Net charge-off rate
-2.41%
100th percentile
Loan-to-share
18.74%
5th percentile

Growth

Member growth YoY
-7.74%
9th percentile
Asset growth YoY
-4.86%
17th percentile
Loan growth YoY
-16.01%
10th percentile
Share growth YoY
-7.42%
13th percentile

Operations

Members / branch
143
5th percentile
Assets / member
$7,014
31th percentile
Field of membership penetration
57.20%
74th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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