Blair County

ALTOONA, PA · 1 · Charter #8831 · www.blairctyfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$74.9M
26th percentile
Members
4,494
19th percentile
Total loans
$12.0M
1th percentile
Total shares
$57.9M
20th percentile

Profitability

Return on assets
2.49%
98th percentile
Net interest margin
3.85%
61th percentile
Efficiency ratio
40.63%
94th percentile
Non-interest income ratio
11.69%
23th percentile

Capital & Risk

Net worth ratio
22.49%
97th percentile
Delinquency rate
0.29%
81th percentile
Net charge-off rate
0.13%
79th percentile
Loan-to-share
20.76%
1th percentile

Growth

Member growth YoY
-3.17%
23th percentile
Asset growth YoY
5.65%
65th percentile
Loan growth YoY
-8.51%
8th percentile
Share growth YoY
3.88%
55th percentile

Operations

Members / branch
4,494
77th percentile
Assets / member
$16,658
68th percentile
Field of membership penetration
47.31%
89th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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