Call

Richmond, VA · 1 · Charter #15209 · www.callfederal.org/
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$535.1M
62th percentile
Members
27,618
48th percentile
Total loans
$269.3M
43th percentile
Total shares
$475.3M
63th percentile

Profitability

Return on assets
0.34%
12th percentile
Net interest margin
3.13%
30th percentile
Efficiency ratio
78.43%
2th percentile
Non-interest income ratio
21.54%
66th percentile

Capital & Risk

Net worth ratio
10.75%
48th percentile
Delinquency rate
0.56%
64th percentile
Net charge-off rate
0.05%
95th percentile
Loan-to-share
56.66%
9th percentile

Growth

Member growth YoY
-0.83%
34th percentile
Asset growth YoY
5.02%
49th percentile
Loan growth YoY
3.13%
45th percentile
Share growth YoY
3.39%
37th percentile

Operations

Members / branch
3,069
17th percentile
Assets / member
$19,376
72th percentile
Field of membership penetration
3.68%
45th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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