Alcoa Tenn

Alcoa, TN · 1 · Charter #1509 · www.atfcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$413.6M
44th percentile
Members
22,070
33th percentile
Total loans
$237.8M
33th percentile
Total shares
$360.9M
46th percentile

Profitability

Return on assets
1.78%
91th percentile
Net interest margin
3.50%
54th percentile
Efficiency ratio
50.89%
78th percentile
Non-interest income ratio
19.49%
54th percentile

Capital & Risk

Net worth ratio
13.59%
82th percentile
Delinquency rate
1.00%
28th percentile
Net charge-off rate
0.11%
88th percentile
Loan-to-share
65.91%
20th percentile

Growth

Member growth YoY
-0.17%
42th percentile
Asset growth YoY
3.46%
38th percentile
Loan growth YoY
5.21%
56th percentile
Share growth YoY
2.45%
32th percentile

Operations

Members / branch
4,414
46th percentile
Assets / member
$18,738
69th percentile
Field of membership penetration
8.71%
69th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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