Russell Country

Great Falls, MT · 1 · Charter #5387 · www.russellcountryfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$130.1M
63th percentile
Members
9,873
68th percentile
Total loans
$107.8M
80th percentile
Total shares
$120.0M
69th percentile

Profitability

Return on assets
0.48%
16th percentile
Net interest margin
3.09%
21th percentile
Efficiency ratio
64.80%
43th percentile
Non-interest income ratio
15.86%
43th percentile

Capital & Risk

Net worth ratio
7.57%
2th percentile
Delinquency rate
1.28%
23th percentile
Net charge-off rate
0.13%
78th percentile
Loan-to-share
89.82%
86th percentile

Growth

Member growth YoY
3.81%
90th percentile
Asset growth YoY
17.10%
97th percentile
Loan growth YoY
17.23%
96th percentile
Share growth YoY
18.27%
97th percentile

Operations

Members / branch
3,291
54th percentile
Assets / member
$13,177
40th percentile
Field of membership penetration
9.87%
58th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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