Meridian Trust

Cheyenne, WY · 1 · Charter #9160 · www.mymeridiantrust.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$712.9M
79th percentile
Members
43,655
79th percentile
Total loans
$535.0M
84th percentile
Total shares
$617.3M
81th percentile

Profitability

Return on assets
1.69%
88th percentile
Net interest margin
3.62%
62th percentile
Efficiency ratio
49.56%
83th percentile
Non-interest income ratio
18.82%
49th percentile

Capital & Risk

Net worth ratio
12.88%
75th percentile
Delinquency rate
0.71%
50th percentile
Net charge-off rate
0.24%
71th percentile
Loan-to-share
86.67%
66th percentile

Growth

Member growth YoY
4.43%
87th percentile
Asset growth YoY
5.27%
51th percentile
Loan growth YoY
4.54%
53th percentile
Share growth YoY
4.63%
49th percentile

Operations

Members / branch
4,851
54th percentile
Assets / member
$16,331
52th percentile
Field of membership penetration
51.06%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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