Intouch

PLANO, TX · 2 · Charter #68505 · www.itcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$817.9M
89th percentile
Members
71,487
98th percentile
Total loans
$656.4M
93th percentile
Total shares
$728.9M
92th percentile

Profitability

Return on assets
-0.01%
5th percentile
Net interest margin
3.12%
29th percentile
Efficiency ratio
62.38%
36th percentile
Non-interest income ratio
25.77%
83th percentile

Capital & Risk

Net worth ratio
8.62%
11th percentile
Delinquency rate
1.90%
6th percentile
Net charge-off rate
0.80%
18th percentile
Loan-to-share
90.05%
74th percentile

Growth

Member growth YoY
-9.67%
3th percentile
Asset growth YoY
-1.97%
8th percentile
Loan growth YoY
3.98%
50th percentile
Share growth YoY
-3.27%
4th percentile

Operations

Members / branch
7,149
84th percentile
Assets / member
$11,441
8th percentile
Field of membership penetration
0.44%
5th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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