Wayne County Community

Smithville, OH · 1 · Charter #17449 · www.wccfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$53.1M
3th percentile
Members
4,373
18th percentile
Total loans
$19.3M
3th percentile
Total shares
$47.1M
7th percentile

Profitability

Return on assets
1.06%
51th percentile
Net interest margin
3.60%
47th percentile
Efficiency ratio
61.57%
54th percentile
Non-interest income ratio
14.92%
38th percentile

Capital & Risk

Net worth ratio
10.95%
35th percentile
Delinquency rate
2.55%
5th percentile
Net charge-off rate
0.35%
48th percentile
Loan-to-share
40.94%
9th percentile

Growth

Member growth YoY
-6.32%
8th percentile
Asset growth YoY
3.64%
48th percentile
Loan growth YoY
19.97%
97th percentile
Share growth YoY
3.16%
48th percentile

Operations

Members / branch
1,458
8th percentile
Assets / member
$12,131
30th percentile
Field of membership penetration
4.91%
46th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Wayne County Community?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo