Cenla

Alexandria, LA · 1 · Charter #15602 · www.cenlafcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$127.4M
62th percentile
Members
9,397
65th percentile
Total loans
$41.9M
30th percentile
Total shares
$99.9M
56th percentile

Profitability

Return on assets
2.30%
96th percentile
Net interest margin
3.71%
53th percentile
Efficiency ratio
47.31%
87th percentile
Non-interest income ratio
21.36%
70th percentile

Capital & Risk

Net worth ratio
21.67%
95th percentile
Delinquency rate
0.30%
80th percentile
Net charge-off rate
0.03%
94th percentile
Loan-to-share
41.97%
10th percentile

Growth

Member growth YoY
-2.66%
27th percentile
Asset growth YoY
6.27%
71th percentile
Loan growth YoY
-10.34%
5th percentile
Share growth YoY
4.10%
57th percentile

Operations

Members / branch
4,699
80th percentile
Assets / member
$13,562
43th percentile
Field of membership penetration
4.70%
44th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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