Austin

AUSTIN, TX · 1 · Charter #17955 · www.austinfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$39.1M
89th percentile
Members
2,518
77th percentile
Total loans
$17.9M
85th percentile
Total shares
$35.4M
92th percentile

Profitability

Return on assets
0.63%
42th percentile
Net interest margin
4.00%
51th percentile
Efficiency ratio
85.34%
17th percentile
Non-interest income ratio
13.48%
64th percentile

Capital & Risk

Net worth ratio
8.82%
9th percentile
Delinquency rate
0.69%
50th percentile
Net charge-off rate
0.28%
45th percentile
Loan-to-share
50.56%
35th percentile

Growth

Member growth YoY
-5.41%
16th percentile
Asset growth YoY
5.91%
79th percentile
Loan growth YoY
-22.63%
5th percentile
Share growth YoY
6.05%
80th percentile

Operations

Members / branch
2,518
87th percentile
Assets / member
$15,516
87th percentile
Field of membership penetration
0.91%
6th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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