Texstar

Kenedy, TX · 1 · Charter #17953 · www.texstarfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$20.9M
64th percentile
Members
1,219
44th percentile
Total loans
$5.4M
46th percentile
Total shares
$18.2M
65th percentile

Profitability

Return on assets
0.50%
35th percentile
Net interest margin
3.68%
38th percentile
Efficiency ratio
75.11%
33th percentile
Non-interest income ratio
4.01%
29th percentile

Capital & Risk

Net worth ratio
12.99%
37th percentile
Delinquency rate
2.38%
20th percentile
Net charge-off rate
0.73%
24th percentile
Loan-to-share
29.47%
11th percentile

Growth

Member growth YoY
-1.93%
44th percentile
Asset growth YoY
-7.24%
10th percentile
Loan growth YoY
-6.22%
36th percentile
Share growth YoY
-8.55%
11th percentile

Operations

Members / branch
1,219
55th percentile
Assets / member
$17,170
92th percentile
Field of membership penetration
48.76%
65th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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