Marblehead Municipal

Marblehead, MA · 1 · Charter #23276 · www.marbleheadcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$12.5M
48th percentile
Members
1,224
44th percentile
Total loans
$8.6M
60th percentile
Total shares
$10.5M
49th percentile

Profitability

Return on assets
0.61%
41th percentile
Net interest margin
2.98%
19th percentile
Efficiency ratio
52.51%
79th percentile
Non-interest income ratio
0.14%
7th percentile

Capital & Risk

Net worth ratio
16.36%
58th percentile
Delinquency rate
0.89%
45th percentile
Net charge-off rate
-0.02%
92th percentile
Loan-to-share
81.97%
79th percentile

Growth

Member growth YoY
0.82%
76th percentile
Asset growth YoY
5.53%
77th percentile
Loan growth YoY
2.33%
71th percentile
Share growth YoY
5.87%
80th percentile

Operations

Members / branch
1,224
55th percentile
Assets / member
$10,249
58th percentile
Field of membership penetration
59.71%
77th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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