Rolling F

TURLOCK, CA · 2 · Charter #61128 · www.rollingf.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$64.6M
16th percentile
Members
4,949
24th percentile
Total loans
$32.0M
17th percentile
Total shares
$57.1M
19th percentile

Profitability

Return on assets
0.74%
31th percentile
Net interest margin
3.12%
22th percentile
Efficiency ratio
65.64%
40th percentile
Non-interest income ratio
11.91%
24th percentile

Capital & Risk

Net worth ratio
11.43%
40th percentile
Delinquency rate
0.52%
64th percentile
Net charge-off rate
0.54%
29th percentile
Loan-to-share
55.97%
29th percentile

Growth

Member growth YoY
-1.39%
41th percentile
Asset growth YoY
-2.31%
9th percentile
Loan growth YoY
-2.46%
29th percentile
Share growth YoY
-2.51%
10th percentile

Operations

Members / branch
2,475
35th percentile
Assets / member
$13,043
38th percentile
Field of membership penetration
32.99%
81th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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