Ukrainian

ROCHESTER, NY · 1 · Charter #8854 · www.ukrainianfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$415.3M
44th percentile
Members
28,425
50th percentile
Total loans
$336.1M
58th percentile
Total shares
$369.0M
48th percentile

Profitability

Return on assets
0.48%
18th percentile
Net interest margin
2.92%
20th percentile
Efficiency ratio
56.47%
62th percentile
Non-interest income ratio
12.50%
13th percentile

Capital & Risk

Net worth ratio
7.87%
5th percentile
Delinquency rate
0.93%
32th percentile
Net charge-off rate
0.48%
42th percentile
Loan-to-share
91.09%
77th percentile

Growth

Member growth YoY
-0.99%
33th percentile
Asset growth YoY
4.89%
47th percentile
Loan growth YoY
-3.12%
13th percentile
Share growth YoY
8.07%
80th percentile

Operations

Members / branch
1,895
3th percentile
Assets / member
$14,612
35th percentile
Field of membership penetration
63.17%
96th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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