Local 265 IBEW

LINCOLN, NE · 1 · Charter #15522 · www.itsme247.com/886/authen
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.1M
25th percentile
Members
1,402
50th percentile
Total loans
$3.6M
35th percentile
Total shares
$4.2M
26th percentile

Profitability

Return on assets
1.12%
65th percentile
Net interest margin
3.75%
42th percentile
Efficiency ratio
53.70%
78th percentile
Non-interest income ratio
5.16%
34th percentile

Capital & Risk

Net worth ratio
8.25%
6th percentile
Delinquency rate
1.46%
32th percentile
Net charge-off rate
-0.03%
94th percentile
Loan-to-share
86.07%
84th percentile

Growth

Member growth YoY
20.65%
98th percentile
Asset growth YoY
10.23%
92th percentile
Loan growth YoY
6.81%
84th percentile
Share growth YoY
4.13%
71th percentile

Operations

Members / branch
1,402
61th percentile
Assets / member
$3,610
9th percentile
Field of membership penetration
56.08%
73th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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