Fayette Federal Employees

UNIONTOWN, PA · 1 · Charter #10690 · www.ffefcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$18.3M
60th percentile
Members
1,247
45th percentile
Total loans
$8.4M
59th percentile
Total shares
$15.5M
60th percentile

Profitability

Return on assets
1.84%
88th percentile
Net interest margin
3.99%
50th percentile
Efficiency ratio
49.81%
83th percentile
Non-interest income ratio
11.21%
57th percentile

Capital & Risk

Net worth ratio
14.61%
48th percentile
Delinquency rate
1.74%
27th percentile
Net charge-off rate
0.11%
60th percentile
Loan-to-share
54.04%
41th percentile

Growth

Member growth YoY
-0.72%
58th percentile
Asset growth YoY
5.66%
78th percentile
Loan growth YoY
-10.87%
22th percentile
Share growth YoY
5.67%
79th percentile

Operations

Members / branch
1,247
56th percentile
Assets / member
$14,639
84th percentile
Field of membership penetration
49.88%
66th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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