Hollyfrontier Employee's

Bountiful, UT · 2 · Charter #67078
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.9M
29th percentile
Members
706
26th percentile
Total loans
$4.7M
42th percentile
Total shares
$4.0M
25th percentile

Profitability

Return on assets
1.57%
81th percentile
Net interest margin
5.12%
85th percentile
Efficiency ratio
56.11%
74th percentile
Non-interest income ratio
3.24%
25th percentile

Capital & Risk

Net worth ratio
32.33%
94th percentile
Delinquency rate
1.48%
32th percentile
Net charge-off rate
0.03%
70th percentile
Loan-to-share
118.63%
98th percentile

Growth

Member growth YoY
-8.07%
8th percentile
Asset growth YoY
3.97%
68th percentile
Loan growth YoY
-2.70%
51th percentile
Share growth YoY
3.96%
69th percentile

Operations

Members / branch
706
33th percentile
Assets / member
$8,385
42th percentile
Field of membership penetration
40.00%
54th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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