Local Union 1186 IBEW

HONOLULU, HI · 1 · Charter #10882
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$12.8M
49th percentile
Members
1,035
38th percentile
Total loans
$2.1M
24th percentile
Total shares
$10.9M
50th percentile

Profitability

Return on assets
0.30%
27th percentile
Net interest margin
2.37%
7th percentile
Efficiency ratio
74.00%
35th percentile
Non-interest income ratio
0.90%
13th percentile

Capital & Risk

Net worth ratio
14.69%
49th percentile
Delinquency rate
3.04%
15th percentile
Net charge-off rate
0.55%
29th percentile
Loan-to-share
19.48%
5th percentile

Growth

Member growth YoY
1.77%
82th percentile
Asset growth YoY
-1.73%
31th percentile
Loan growth YoY
-10.43%
23th percentile
Share growth YoY
-2.14%
34th percentile

Operations

Members / branch
518
24th percentile
Assets / member
$12,413
73th percentile
Field of membership penetration
34.50%
48th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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