Ingersoll-Rand

Sayre, PA · 1 · Charter #14425 · www.ingersollrandfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$122.1M
59th percentile
Members
8,188
55th percentile
Total loans
$67.5M
57th percentile
Total shares
$105.2M
60th percentile

Profitability

Return on assets
0.55%
19th percentile
Net interest margin
3.63%
48th percentile
Efficiency ratio
63.71%
47th percentile
Non-interest income ratio
15.07%
39th percentile

Capital & Risk

Net worth ratio
13.87%
68th percentile
Delinquency rate
2.39%
7th percentile
Net charge-off rate
1.06%
10th percentile
Loan-to-share
64.12%
43th percentile

Growth

Member growth YoY
3.70%
89th percentile
Asset growth YoY
4.28%
54th percentile
Loan growth YoY
9.41%
85th percentile
Share growth YoY
5.00%
64th percentile

Operations

Members / branch
4,094
71th percentile
Assets / member
$14,915
54th percentile
Field of membership penetration
56.47%
92th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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