Illiana Financial

Calumet City, IL · 2 · Charter #68425 · www.illiana.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$253.5M
1th percentile
Members
21,095
29th percentile
Total loans
$119.2M
1th percentile
Total shares
$216.5M
1th percentile

Profitability

Return on assets
1.05%
56th percentile
Net interest margin
3.63%
63th percentile
Efficiency ratio
66.91%
20th percentile
Non-interest income ratio
22.21%
70th percentile

Capital & Risk

Net worth ratio
17.91%
97th percentile
Delinquency rate
1.69%
8th percentile
Net charge-off rate
1.14%
8th percentile
Loan-to-share
55.05%
7th percentile

Growth

Member growth YoY
-1.81%
25th percentile
Asset growth YoY
-0.03%
13th percentile
Loan growth YoY
-7.23%
5th percentile
Share growth YoY
-0.86%
11th percentile

Operations

Members / branch
5,274
62th percentile
Assets / member
$12,018
13th percentile
Field of membership penetration
42.19%
93th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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