Cedar Point

LEXINGTON PARK, MD · 1 · Charter #5234 · www.cpfcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$875.7M
92th percentile
Members
47,409
85th percentile
Total loans
$510.7M
81th percentile
Total shares
$790.7M
95th percentile

Profitability

Return on assets
0.84%
40th percentile
Net interest margin
3.11%
29th percentile
Efficiency ratio
61.07%
40th percentile
Non-interest income ratio
15.65%
30th percentile

Capital & Risk

Net worth ratio
9.16%
19th percentile
Delinquency rate
0.72%
49th percentile
Net charge-off rate
0.23%
74th percentile
Loan-to-share
64.59%
19th percentile

Growth

Member growth YoY
4.97%
90th percentile
Asset growth YoY
8.95%
81th percentile
Loan growth YoY
10.30%
83th percentile
Share growth YoY
8.36%
81th percentile

Operations

Members / branch
7,902
87th percentile
Assets / member
$18,471
67th percentile
Field of membership penetration
12.29%
77th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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