Interfaith

MONTCLAIR, CA · 1 · Charter #5816 · www.interfaithfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$137.6M
67th percentile
Members
5,284
28th percentile
Total loans
$72.8M
60th percentile
Total shares
$121.7M
70th percentile

Profitability

Return on assets
0.78%
33th percentile
Net interest margin
2.94%
16th percentile
Efficiency ratio
61.25%
55th percentile
Non-interest income ratio
12.28%
26th percentile

Capital & Risk

Net worth ratio
11.30%
39th percentile
Delinquency rate
0.62%
56th percentile
Net charge-off rate
0.29%
54th percentile
Loan-to-share
59.85%
35th percentile

Growth

Member growth YoY
-5.46%
10th percentile
Asset growth YoY
12.88%
94th percentile
Loan growth YoY
4.57%
69th percentile
Share growth YoY
13.74%
94th percentile

Operations

Members / branch
1,057
3th percentile
Assets / member
$26,042
94th percentile
Field of membership penetration
1.06%
16th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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