Bayport

NEWPORT NEWS, VA · 1 · Charter #24979 · www.bayportcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.7B
64th percentile
Members
156,969
64th percentile
Total loans
$2.2B
68th percentile
Total shares
$2.3B
64th percentile

Profitability

Return on assets
1.64%
86th percentile
Net interest margin
4.05%
92th percentile
Efficiency ratio
52.58%
46th percentile
Non-interest income ratio
21.94%
74th percentile

Capital & Risk

Net worth ratio
10.89%
53th percentile
Delinquency rate
0.82%
42th percentile
Net charge-off rate
0.92%
18th percentile
Loan-to-share
94.82%
67th percentile

Growth

Member growth YoY
no peer data
Asset growth YoY
no peer data
Loan growth YoY
no peer data
Share growth YoY
no peer data

Operations

Members / branch
5,413
21th percentile
Assets / member
$17,435
45th percentile
Field of membership penetration
8.97%
65th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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