R-S Bellco

New Brighton, PA · 1 · Charter #8540 · www.rsbellcofcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$41.2M
91th percentile
Members
3,151
86th percentile
Total loans
$26.7M
96th percentile
Total shares
$38.3M
96th percentile

Profitability

Return on assets
0.51%
36th percentile
Net interest margin
3.44%
31th percentile
Efficiency ratio
71.28%
40th percentile
Non-interest income ratio
20.52%
83th percentile

Capital & Risk

Net worth ratio
7.24%
3th percentile
Delinquency rate
1.36%
34th percentile
Net charge-off rate
0.14%
56th percentile
Loan-to-share
69.66%
63th percentile

Growth

Member growth YoY
19.58%
98th percentile
Asset growth YoY
7.25%
85th percentile
Loan growth YoY
22.97%
97th percentile
Share growth YoY
7.43%
85th percentile

Operations

Members / branch
1,576
66th percentile
Assets / member
$13,068
77th percentile
Field of membership penetration
1.90%
11th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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