Mint Valley

LONGVIEW, WA · 1 · Charter #1827 · www.mintvalleyfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$23.3M
67th percentile
Members
2,097
68th percentile
Total loans
$13.8M
75th percentile
Total shares
$18.8M
66th percentile

Profitability

Return on assets
1.06%
62th percentile
Net interest margin
5.03%
83th percentile
Efficiency ratio
74.20%
35th percentile
Non-interest income ratio
15.02%
69th percentile

Capital & Risk

Net worth ratio
19.22%
71th percentile
Delinquency rate
1.24%
36th percentile
Net charge-off rate
0.99%
17th percentile
Loan-to-share
73.20%
67th percentile

Growth

Member growth YoY
1.70%
82th percentile
Asset growth YoY
3.42%
65th percentile
Loan growth YoY
-6.78%
34th percentile
Share growth YoY
1.61%
57th percentile

Operations

Members / branch
2,097
80th percentile
Assets / member
$11,092
65th percentile
Field of membership penetration
1.92%
11th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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