Choctaw

CHOCTAW, MS · 1 · Charter #22314 · www.choctawfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.9M
16th percentile
Members
2,095
68th percentile
Total loans
$1.8M
21th percentile
Total shares
$2.1M
16th percentile

Profitability

Return on assets
3.23%
98th percentile
Net interest margin
6.57%
97th percentile
Efficiency ratio
65.66%
52th percentile
Non-interest income ratio
61.09%
98th percentile

Capital & Risk

Net worth ratio
27.80%
90th percentile
Delinquency rate
2.94%
16th percentile
Net charge-off rate
3.20%
3th percentile
Loan-to-share
87.55%
85th percentile

Growth

Member growth YoY
5.22%
94th percentile
Asset growth YoY
11.05%
93th percentile
Loan growth YoY
28.06%
98th percentile
Share growth YoY
9.42%
90th percentile

Operations

Members / branch
2,095
80th percentile
Assets / member
$1,367
2th percentile
Field of membership penetration
41.90%
57th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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